How Much Does Travel Insurance in Ireland Really Cost in 2024?

You’re finally taking that dream trip this year and want to make sure you’re covered in case anything goes wrong. But hold up – have you priced travel insurance yet? You may be shocked at how affordable it can be to get the coverage you need, even for extensive overseas journeys. We’re breaking down the real costs of travel insurance for trips in 2024 so you can get protected without breaking the bank. With just a few clicks you can gain peace of mind knowing you’ll be covered if illness, injury, or other unforeseen circumstances arise. Continue reading to learn just how little you’ll likely pay to safeguard your Irish vacation and still have plenty left over for pints at the pub!

Average Cost of Travel Insurance in Ireland

Travel insurance in Ireland typically costs starts from as little as €4.42* for a single trip policy. The exact price depends on factors like your age, health conditions, the total trip cost and duration.

If you’re under 50 years old and in good health, you can expect to pay on the lower end of the range, around €10 to €20 for a standard policy. However, premiums increase with age due to higher medical risks. Over 70, prices are usually 50-100% higher. Pre-existing medical conditions also raise rates.

Trip Details

The total cost and length of your trip significantly impact premiums. A two-week trip may cost between €15 to €30, while a six-month world tour could be €200 or more. Always compare quotes from different companies to find the best deal based on your needs.

For a few euro, you’re protected in case of unexpected events like lost luggage, medical emergencies or trip cancellations. For such a small price, travel insurance is well worth the investment to ensure your holiday goes smoothly without financial worries. Shop around and find an affordable policy that covers you for all the adventures your trip may bring!

Factors That Affect Travel Insurance Prices

So, how much will be travel insurance for your adventure? The truth is, it depends. Several factors determine how much you’ll pay for your policy.

Travel details

The length and type of your trip also affect pricing. A quick weekend getaway will cost less to insure than a month-long holiday. Adventure activities like winter sports drive prices up, while a standard sightseeing tour is less risky for insurers.

Coverage levels

The amount of coverage you choose directly impacts your premium. Higher coverage limits for emergency medical care, trip cancellation, baggage loss and other benefits mean higher prices. Basic plans cover essentials, while more comprehensive ones provide generous coverage for peace of mind.

Add-on options

Extra coverage for things like hazardous sports, rental car excess, or the COVID-19 pandemic will increase your costs. But at AA Travel Insurance we have COVID-19 coverage include in policy with 24/7 access to a GP. Some additions are worth the investment, but only choose what you truly need.

With some comparison shopping, you can find an affordable travel insurance policy in Ireland that gives you the coverage you want without overpaying. Focus on your priorities, weigh the factors that determine pricing, and choose a plan that fits your needs and budget. Your dream trip will be that much sweeter knowing you have the protection to enjoy it with confidence.

Tips for Getting the Best Travel Insurance Quote in Ireland

Shop Around at Different Companies

The cost of travel insurance in Ireland can vary significantly between companies, so compare quotes from different providers. Check both Irish companies as well as international ones that offer coverage for your travel. Compare the levels of coverage and limits to make sure you’re getting good value.

Consider Trip Duration and Activities

The longer your trip and the riskier your activities, the more you’ll pay for travel insurance. If you’re only going for a quick weekend trip, a basic policy should suffice. But if you’re planning adventure sports like rock climbing or skydiving, you’ll want a more comprehensive policy that covers emergency medical care and evacuation. Always be honest about the details of your trip to get an accurate quote.

Bundle With Your Credit Card

Some credit cards offer basic travel insurance coverage at no additional cost when you use the card to pay for your trip. The coverage may be secondary to your primary health insurance and may exclude some activities, but for a short leisure trip it can save you money. Check with your card issuer to see if they offer any travel coverage and compare it to standalone policy quotes.

Buy Only What You Need

It’s tempting to purchase a premium “cancel for any reason” policy, but for most trips a standard travel insurance policy will do. Only buy coverage for the specific risks that are important to you, like emergency medical or lost baggage. Skip additional coverage types like missed connections or travel delay if they’re less critical. Buy only what you need to avoid overpaying.

Following these tips can help you find an affordable travel insurance policy for your trip without overpaying. Compare carefully, tailor the coverage to your needs, and you’ll be able to explore the beautiful destinations.

So how much should you expect to pay for travel insurance in Ireland these days? The bottom line is that costs can vary a lot based on your specific trip details. The key is comparing options to find the right balance of coverage and price for your situation. Don’t just go with the cheapest policy or make assumptions. Do your homework, get quotes, read the fine print, and make sure you get what you need. Travel disruptions happen, but with some smart planning you can get covered without breaking the bank. Safe travels!