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Holiday Home Insurance

Protect your vacation home with great value insurance

*Min premium of €218 & 5 years claims free. €60 applied to new business online quotes. Acceptance criteria, T&C’s apply.

Why opt for holiday home insurance with The AA? 🏠

From Malin Head to Mizen Head, AA customers with holiday homes can get a better deal on an insurance quote.

AA Holiday Home Insurance Features and Benefits

  • If you’re an existing AA Membership or AA Car Insurance customer, you can receive exclusive discounts when applying for (or renewing) your AA Home Insurance policy.
  • It’s just one of the ways our customers can have added protection for their home away from home.
  • Whether you’re at your holiday home or get a call that there’s been a fire, you don’t want to be surprised by fire brigade charges.
  • AA Holiday Home Insurance covers you for up to €3,000 in fire brigade charges.
  • Holiday homes are more susceptible to attempted break-ins. If you arrive to find someone has been tampering with locks, you can get them replaced.
  • AA Holiday Home Insurance covers lock replacement up to €1,000.
  • Don’t find yourself at a loss when you arrive at your holiday home and can’t have the heating on.
  • If you’ve experienced a loss of oil, our insurance covers you up to €1,000.
  • When renting out a holiday home, you don’t want to find yourself in a situation where someone gets injured or hurt without the correct cover.
  • Our policy provides coverage for third-party claims up to €3,000,000**
  • You may have to leave items outside depending on the time of year. That doesn’t mean they shouldn’t be ignored.
  • AA Holiday Home Insurance can cover contents in outbuildings up to €3,000.

A very common problem, especially when holiday homes are unoccupied in the colder months, you never want to be at a loss when you uncover water in unwanted spaces.

Our coverage includes:

  • Trace & Access up to €750
  • Escape of water (excess is €1,000)

Get extrAA peace of mind with AA Home Emergency Assistance

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Get extrAA peace of mind with AA Home Emergency Assistance

Get instant support when you need it most. Our dedicated team is ready to assist with everything from plumbing problems to electrical issues, ensuring your home’s safety

Get it Now!

Protect Your Investment with Landlord Insurance

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Protect Your Investment with Landlord Insurance

Protect your property and rental income with our Landlord Insurance. Get coverage for property damage, rent loss, and liability claims. Choose flexible policies to suit your needs. Have peace of mind with expert support

Secure your rental properties today!

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Online Reviews

"Anna was sooooo helpful today with my car insurance. Truly excellent service today!!! And brilliant price thank you AA"

"A guy from AA came to me after only waiting about 30 minutes and was super knowledgeable and had me back on the road on my way in under 5 minutes. Great service! Saved my bacon!"

"Very efficient prompt service. Both the phone operator, and AA man were really helpful and solved my problem very quickly"

Protect the things that matter most to you 🏡

With AA Home Insurance, you'll have peace of mind

Protect the things that matter most to you 🏡

We prioritize protecting your home and belongings with our comprehensive coverage options. Benefit from tailored policies, 24/7 claims support, and exclusive member perks. Save €115 on your Home Insurance + Get an extra 10% discount*

Secure your home and future today!

Keep Your Home’s Possessions Safe with AA Contents Insurance

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Keep Your Home’s Possessions Safe with AA Contents Insurance

Safeguard your most important items with adaptable protection for your valuables, granting you reassurance from theft, damage, and other risks.

Get insured now!

FAQs about Holiday Home Insurance

The cost of holiday home insurance depends on the level of coverage you choose. To discover how much your holiday home insurance will be, request a quote today!

If you’re not covered, there’s no time like the present to get insured. Click here to get started (you can choose the type of insurance in Your Home).

The AA has two specific types of coverage:

  • Holiday Home Family Use
  • Holiday Home Let Out

AA Holiday Home policies only provide cover when the main use of the property is as a Holiday Home.

There is an allowance for short term lets available, as long as this is not booked via AirBnB, and does not exceed 5 times during the policy period.

No. The earliest you can apply for a policy quote is from today.

Our holiday home insurance can be used for:

  • Detached houses
  • Semi-detached houses
  • Bungalows
  • Purpose-built apartments & flats

Yes, plans can include accidental damage, although it may raise your premium.

The excess is €500 for holiday home policies.

Buildings coverage for AA holiday home policies starts at €160,000, while contents coverage starts at €23,000.

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Terms and Conditions

*Min premium of €218 & 5 years claims free. €60 applied to new business online quotes. Acceptance criteria, T&C’s apply.

**Available on owner occupied policies only. Acceptance criteria, terms and conditions apply.

^Acceptance criteria, terms and conditions apply.