- Unlock premium rewards with us, such as saving up to 6 cents on every litre of fuel at participating Circle K stations across the country.
- Plus, enjoy an additional perk of 10% off on AA Home Insurance, enhancing your savings even further.
Car Insurance
Save up to €220* on your Car Insurance
*Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €220 incl. fee & commission write off applies. Subject to a minimum premium of €306.02.
Save up to €220 on your Car Insurance*
when you get an AA car insurance quote online, plus, We’re Ireland’s most competitive Car Insurance Broker!**
AA Car Insurance Features and Benefits 🚘
Looking after what you value most is our priority, and at AA, car insurance is tailored to your needs. Whether you’re just joining us or you’re a longstanding member, unlock special advantages that makes our car insurance stand out across Ireland.
- Safeguard your valuable no claims bonus with AA Car Insurance – Shielding you from Fire, Theft & Windscreen claims¹.
- With our policies, rest assured that in the unfortunate event of a fire or theft (with personal belongings coverage up to €500), you can file a claim without it affecting your hard-earned no claims bonus¹.
- The same protection extends to windscreen claims, where we cover the cost of replacing or repairing broken or damaged windscreens & windows, including scratches to bodywork from broken windows. Opting for an AA Approved repairer ensures full coverage, with a claim limit of €225 if you choose otherwise¹.
- With our best level of cover, AA customers with a full license get comprehensive car insurance.
- This means you’re covered to drive other cars, even one that’s borrowed, so you can get behind the wheel, safe in the knowledge you’re looked after².
- Receive Personal Accident coverage up to the sum of €75,000.
- In the event of an accident, an attempted break-in, or theft, AA can provide cover up to €750² for the loss or damage of personal items, including satellite navigation equipment and mobile phones.
- Enjoy a substantial 50% No Claims Discount on your car insurance in Ireland if you’ve maintained a claims-free record for five years! Plus, it’s worth noting that certain Ireland car insurance policies permit claims for incidents such as fire, theft, or misfuelling without impacting your hard-earned discount.
- Our policy can include legal expense coverage up to €50,000 to assist with costs such as solicitor’s fees and related expenses when they are justified².
- If you’re hitting the road for a vacation in destinations like Andorra, Denmark, Italy, or Spain, rest assured that AA car insurance extends full coverage to your insured vehicle in more than 30 countries, for a period of up to 60 days².
Breakdown Assistance
With over a century of experience, we are Ireland’s top breakdown assistance provider, offering round-the-clock support. Our expert mechanics fix 80% of issues on the spot, ensuring you’re swiftly back on the road. Join us for peace of mind and exclusive benefits.
Why Choose AA?
- With a long-standing reputation for quality and service, AA is a name you can rely on, giving you confidence in the cover and support you receive.
- We provide well-rounded policies that protect against a wide range of eventualities, from collisions and theft to fire and third-party damages, ensuring you’re prepared for whatever the road throws your way.
- AA Car Insurance is not just about cover; it’s about value. Our members enjoy exclusive rewards such as fuel discounts and potential savings on other insurance products.
- We understand that budgeting is key, which is why we offer flexible payment plans to help spread the cost of your car insurance over time.
- Every driver is unique, and so should be their insurance. We offer a range of optional extras so you can tailor your cover to your specific needs.
All our customers get rewards as standard
RelAAX!, Yellow and black have got your back. We give all our customers extra rewards as standard. Like up to 6c off every litre of fuel at CircleK, Nice
Rated Excellent by our customers
Online Reviews
"Anna was sooooo helpful today with my car insurance. Truly excellent service today!!! And brilliant price thank you AA"
Hayley - Google Reviews
"A guy from AA came to me after only waiting about 30 minutes and was super knowledgeable and had me back on the road on my way in under 5 minutes. Great service! Saved my bacon!"
Luke - Google Reviews
"Very efficient prompt service. Both the phone operator, and AA man were really helpful and solved my problem very quickly"
Mary - Google Reviews
Car Insurance Frequently Asked Questions (FAQs) ✨
When deciding on car insurance in Ireland, you’re looking at two main options: Comprehensive or Third-Party coverage. While new drivers often lean towards Third-Party insurance, the choice really hinges on what fits your individual requirements best. It’s wise to obtain a car insurance quote to better understand which option aligns with your driving needs.
Understanding that car insurance for Ireland’s new drivers can come with a hefty price tag, we craft policies specifically for young motorists to ensure they receive a fair rate.
Coverage details can differ across various policies, but it’s common for many third-party car insurance Ireland policies to exclude events like accidental damage, personal accidents, and loss of personal belongings. It’s helpful to remember that “Third Party” typically means it doesn’t cover the policyholder directly.
A no claim discount is essentially a reward you receive for not filing a claim on your car insurances in Ireland policy. With each claim-free year, you’ll see an increase in the discount applied to your renewal premium. However, if you do file a claim and your insurer is unable to recoup the costs from the responsible party, your no claim discount is likely to be reduced when it’s time to renew your policy.
Certainly, it’s possible to safeguard your no claim discount by paying an extra premium on your cars insurance Ireland policy. Typically, depending on your insurance provider, you’re allowed to make up to two ‘fault’ claims within a period of either 3 or 5 years without impacting your no claim discount.
If you need to make a claim, do as soon as possible by following these steps & calling AA Claims Assist on 0818 467 101.
Yes, our comprehensive policy offers the flexibility to drive other vehicles with third-party cover, provided it isn’t expressly excluded by your insurer. In the case of such an exclusion, we’ll make sure to inform you during the quote process for your insurance car Ireland policy. Should you already hold a policy with us, please review your certificate of insurance to confirm. For the specific terms that govern this benefit, refer to your Car Insurance Policy Booklet.
Yes, we offer car insurance coverage for individuals aged 18 to 99 years old.
When obtaining an online quote for insurance for car Ireland, be sure to indicate if you’re an AA Member. As a member, you could be eligible for a discount on your initial car insurance with us and potentially enjoy savings on future renewals as long as you maintain your AA Membership.
While breakdowns are often not covered by the majority of insurers, holding an AA membership entitles you to roadside assistance. Additionally, current members can take advantage of greater discounts when opting for AA’s insurance Ireland car policies.
Learn more about Car Insurance from the Recent Blog Posts....
Terms and Conditions
*Online discount applies to new motor insurance policies purchased online only. Maximum discount value of €220 incl. fee commission write off applies. Subject to a minimum premium of €306.02.
**Based on recent market research carried out by Consumer Intelligence in April 2024, across a range of leading insurance providers and across 550 risk categories, The AA were ranked number one Car Insurance Broker in Ireland when it comes to competitive prices.
¹Acceptance criteria, terms and conditions apply. Only available on AA Product Standard Scheme only – Comprehensive and Third-Party Fire & Theft. (Allianz, AXA, Aviva & RSA only)
²Acceptance criteria, terms and conditions apply. Only available on AA common product policies (Allianz, AXA, Aviva & RSA only). Please see cover summary for more details on AA common product and AA Liberty.